/* ===== PRODUCT PAGE STYLES ===== */
/* Inspired by Specialty Capital layout — adapted for Logic Advance brand */

/* ---------- PRODUCT HERO ---------- */
.product-hero{
  position:relative;
  background:linear-gradient(135deg,#e8f4fc 0%,#f0f7fc 40%,#fff 100%);
  padding:120px 0 80px;
  overflow:hidden;
  min-height:520px;
}
.product-hero .bg-elements{position:absolute;inset:0;pointer-events:none;z-index:0}
.product-hero .bg-shape{position:absolute;border-radius:50%;opacity:.18;animation:floatShape 20s ease-in-out infinite}
.product-hero .bg-shape-1{width:500px;height:500px;background:radial-gradient(circle,#a8d8f0 0%,#5DB9E8 60%,transparent 100%);top:-120px;right:-100px}
.product-hero .bg-shape-2{width:350px;height:350px;background:radial-gradient(circle,#b8dff5 0%,#3897D3 60%,transparent 100%);bottom:-60px;left:-80px;animation-delay:-7s}
.product-hero-inner{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:60px;
  align-items:center;
  position:relative;
  z-index:1;
}
.product-hero-text{max-width:560px}
.product-hero-badge{
  display:inline-block;
  padding:6px 18px;
  border:1.5px solid #0E76BC;
  border-radius:40px;
  font-size:.82rem;
  font-weight:600;
  color:#0E76BC;
  margin-bottom:20px;
  letter-spacing:.02em;
}
.product-hero-text h1{
  font-size:2.8rem;
  font-weight:800;
  color:#0B2545;
  line-height:1.15;
  margin-bottom:20px;
}
.product-hero-text h1 .highlight{color:#3897D3}
.product-hero-text p{
  font-size:1.08rem;
  color:#4a5568;
  line-height:1.7;
  margin-bottom:32px;
}
.product-hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.product-hero-actions .btn-primary{
  padding:14px 32px;
  font-size:.95rem;
  border-radius:40px;
  background:linear-gradient(135deg,#0E76BC,#0B5A96);
  color:#fff;
  font-weight:600;
  border:none;
  cursor:pointer;
  text-decoration:none;
  display:inline-flex;
  align-items:center;
  gap:8px;
  transition:transform .2s,box-shadow .2s;
}
.product-hero-actions .btn-primary:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(14,118,188,.3)}
.product-hero-actions .btn-outline{
  padding:14px 32px;
  font-size:.95rem;
  border-radius:40px;
  background:#fff;
  color:#0B2545;
  font-weight:600;
  border:1.5px solid #d0d8e0;
  cursor:pointer;
  text-decoration:none;
  display:inline-flex;
  align-items:center;
  gap:8px;
  transition:border-color .2s;
}
.product-hero-actions .btn-outline:hover{border-color:#0E76BC;color:#0E76BC}

/* ---------- HERO ANIMATION WIDGET ---------- */
.hero-anim-widget{
  background:#fff;
  border-radius:20px;
  box-shadow:0 20px 60px rgba(11,37,69,.1);
  padding:0;
  overflow:hidden;
  max-width:420px;
  margin-left:auto;
  position:relative;
}
.hero-anim-widget-header{
  background:linear-gradient(135deg,#0B2545,#134883);
  padding:14px 20px;
  display:flex;
  align-items:center;
  gap:10px;
}
.hero-anim-widget-header .widget-logo{
  height:20px;
  width:auto;
  flex-shrink:0;
  filter: brightness(0) invert(1);
  opacity:0.92;
}
.hero-anim-widget-header .widget-title{
  color:#fff;
  font-size:1rem;
  font-weight:700;
  flex:1;
}
.hero-anim-widget-header .widget-badge{
  background:#0E76BC;
  color:#5DB9E8;
  padding:4px 12px;
  border-radius:20px;
  font-size:.72rem;
  font-weight:700;
  letter-spacing:.05em;
  display:flex;
  align-items:center;
  gap:5px;
}
.hero-anim-widget-header .widget-badge .dot{
  width:7px;height:7px;border-radius:50%;
  background:#5DB9E8;
  animation:pulse-dot 1.5s ease-in-out infinite;
}
@keyframes pulse-dot{0%,100%{opacity:1;transform:scale(1)}50%{opacity:.5;transform:scale(.7)}}

.hero-anim-widget-body{padding:20px 24px 24px}

.journey-step{
  display:flex;
  align-items:center;
  gap:14px;
  padding:12px 16px;
  border-radius:12px;
  margin-bottom:8px;
  background:#f8fafc;
  border:1.5px solid transparent;
  opacity:.4;
  transform:translateX(-10px);
  transition:all .5s ease;
}
.journey-step.active{
  opacity:1;
  transform:translateX(0);
  border-color:#e0effa;
  background:#f0f7fc;
}
.journey-step.completed{
  opacity:1;
  transform:translateX(0);
  background:#f0fdf4;
  border-color:#bbf7d0;
}
.journey-step.current{
  opacity:1;
  transform:translateX(0);
  background:#eff8ff;
  border-color:#93c5fd;
  box-shadow:0 0 0 3px rgba(59,130,246,.1);
}
.journey-step-icon{
  width:36px;height:36px;border-radius:10px;
  display:flex;align-items:center;justify-content:center;
  font-size:1.1rem;flex-shrink:0;
}
.journey-step-icon.blue{background:#e0effa;color:#0E76BC}
.journey-step-icon.green{background:#dcfce7;color:#16a34a}
.journey-step-icon.amber{background:#fef3c7;color:#d97706}
.journey-step-icon.purple{background:#ede9fe;color:#7c3aed}
.journey-step-icon.teal{background:#ccfbf1;color:#0d9488}
.journey-step-icon.navy{background:#dbeafe;color:#0B2545}
.journey-step-content{flex:1;min-width:0}
.journey-step-label{font-size:.65rem;font-weight:700;color:#94a3b8;text-transform:uppercase;letter-spacing:.06em;margin-bottom:2px}
.journey-step-title{font-size:.85rem;font-weight:600;color:#0B2545}
.journey-step-status{
  font-size:.72rem;font-weight:600;white-space:nowrap;
  display:flex;align-items:center;gap:4px;
}
.journey-step-status.received{color:#16a34a}
.journey-step-status.approved{color:#16a34a}
.journey-step-status.generating{color:#0E76BC}
.journey-step-status.pending{color:#94a3b8}

.generating-dots{display:inline-flex;gap:2px;margin-left:2px}
.generating-dots span{
  width:4px;height:4px;border-radius:50%;
  background:#0E76BC;
  animation:bounce-dot .6s ease-in-out infinite;
}
.generating-dots span:nth-child(2){animation-delay:.15s}
.generating-dots span:nth-child(3){animation-delay:.3s}
@keyframes bounce-dot{0%,100%{transform:translateY(0)}50%{transform:translateY(-4px)}}

.journey-progress{margin-top:16px}
.journey-progress-bar{
  height:6px;border-radius:3px;
  background:#e5e7eb;
  overflow:hidden;
  position:relative;
}
.journey-progress-fill{
  height:100%;border-radius:3px;
  background:linear-gradient(90deg,#0E76BC,#3897D3);
  width:0;
  transition:width 1.5s ease-out;
}
.journey-progress-label{
  text-align:right;
  font-size:.72rem;font-weight:700;color:#0E76BC;
  margin-top:4px;
}
.journey-cta{
  display:block;
  width:100%;
  padding:14px;
  margin-top:16px;
  background:linear-gradient(135deg,#0E76BC,#0B5A96);
  color:#fff;
  font-weight:700;
  font-size:.92rem;
  border:none;
  border-radius:12px;
  cursor:pointer;
  text-align:center;
  text-decoration:none;
  transition:transform .2s,box-shadow .2s;
}
.journey-cta:hover{transform:translateY(-1px);box-shadow:0 6px 20px rgba(14,118,188,.3)}

/* ---------- HOW IT WORKS ---------- */
.section-how{padding:80px 0;background:#fff}
.section-how .section-heading{text-align:center;margin-bottom:56px}
.section-how .section-heading h2{font-size:2.2rem;font-weight:800;color:#0B2545;margin-bottom:12px}
.section-how .section-heading p{font-size:1.05rem;color:#64748b;max-width:540px;margin:0 auto}

.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:36px}
.step-card{
  text-align:center;
  position:relative;
  display:flex;
  flex-direction:column;
}
.step-card-visual{
  background:#f0f7fc;
  border-radius:20px;
  padding:28px 28px 22px;
  margin-bottom:20px;
  min-height:320px;
  display:flex;
  flex-direction:column;
  align-items:center;
  justify-content:space-between;
  position:relative;
  overflow:hidden;
  flex:1;
}
.step-anim-container{
  flex:1;
  display:flex;
  align-items:center;
  justify-content:center;
  width:100%;
  max-width:280px;
  position:relative;
}
.step-badge{
  display:inline-block;
  padding:4px 14px;
  border:1.5px solid #3897D3;
  border-radius:30px;
  font-size:.75rem;font-weight:700;color:#3897D3;
  margin-top:16px;
  margin-bottom:0;
  align-self:center;
}
.step-card h4{font-size:1.15rem;font-weight:700;color:#0B2545;margin-bottom:8px}
.step-card p{font-size:.92rem;color:#64748b;line-height:1.6}

/* ---------- BENEFITS ALTERNATING BLOCKS ---------- */
.section-benefits{padding:80px 0}
.benefit-block{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:60px;
  align-items:center;
  padding:60px 0;
}
.benefit-block:nth-child(even){direction:rtl}
.benefit-block:nth-child(even) > *{direction:ltr}
.benefit-text h3{
  font-size:1.8rem;
  font-weight:800;
  color:#0B2545;
  margin-bottom:16px;
  font-style:italic;
}
.benefit-text p{
  font-size:1rem;
  color:#64748b;
  line-height:1.7;
  margin-bottom:24px;
}
.benefit-checks{list-style:none;padding:0;margin:0}
.benefit-checks li{
  display:flex;
  align-items:flex-start;
  gap:12px;
  padding:10px 0;
  font-size:.95rem;
  color:#334155;
  line-height:1.5;
}
.benefit-checks li svg{flex-shrink:0;margin-top:2px}
.benefit-anim{
  background:#f0f7fc;
  border-radius:20px;
  padding:40px;
  min-height:320px;
  display:flex;
  align-items:center;
  justify-content:center;
  position:relative;
  overflow:hidden;
}

/* ---------- WHY CHOOSE (6-CARD GRID) ---------- */
.section-why{padding:80px 0;background:#f8fafc}
.section-why .section-heading{text-align:center;margin-bottom:56px}
.section-why .section-heading h2{font-size:2.2rem;font-weight:800;color:#0B2545;margin-bottom:12px}
.section-why .section-heading p{font-size:1.02rem;color:#64748b;max-width:600px;margin:0 auto;line-height:1.7}

.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.why-card{
  background:#fff;
  border-radius:16px;
  padding:36px 28px;
  text-align:center;
  border:1px solid #e8edf2;
  transition:transform .2s,box-shadow .2s;
}
.why-card:hover{transform:translateY(-4px);box-shadow:0 12px 32px rgba(11,37,69,.08)}
.why-card-icon{
  width:52px;height:52px;
  border-radius:14px;
  background:linear-gradient(135deg,#0E76BC,#0B5A96);
  color:#fff;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  margin-bottom:18px;
  font-size:1.3rem;
}
.why-card h5{font-size:1.05rem;font-weight:700;color:#0B2545;margin-bottom:8px}
.why-card p{font-size:.88rem;color:#64748b;line-height:1.6}

/* ---------- QUALIFICATIONS ---------- */
.section-qualify{padding:80px 0;background:#fff}
.section-qualify .section-heading{text-align:center;margin-bottom:48px}
.section-qualify .section-heading h2{font-size:2.2rem;font-weight:800;color:#0B2545;margin-bottom:12px}

.qualify-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:16px;
  max-width:800px;
  margin:0 auto;
}
.qualify-item{
  display:flex;
  align-items:center;
  gap:14px;
  padding:18px 24px;
  background:#f8fafc;
  border-radius:12px;
  border:1px solid #e8edf2;
}
.qualify-item svg{flex-shrink:0;color:#0E76BC}
.qualify-item span{font-size:.95rem;color:#334155;font-weight:500}

/* ---------- FAQ ACCORDION ---------- */
.section-faq{padding:80px 0;background:#f8fafc}
.section-faq .section-heading{text-align:center;margin-bottom:48px}
.section-faq .section-heading h2{font-size:2.2rem;font-weight:800;color:#0B2545}

.faq-list{max-width:760px;margin:0 auto}
.faq-item{
  background:#fff;
  border-radius:14px;
  margin-bottom:12px;
  border:1px solid #e8edf2;
  overflow:hidden;
  transition:box-shadow .2s;
}
.faq-item:hover{box-shadow:0 4px 16px rgba(11,37,69,.06)}
.faq-question{
  padding:20px 24px;
  cursor:pointer;
  display:flex;
  justify-content:space-between;
  align-items:center;
  font-weight:600;
  color:#0B2545;
  font-size:1rem;
  user-select:none;
}
.faq-question svg{
  flex-shrink:0;
  transition:transform .3s;
  color:#94a3b8;
}
.faq-item.open .faq-question svg{transform:rotate(180deg);color:#0E76BC}
.faq-answer{
  max-height:0;
  overflow:hidden;
  transition:max-height .35s ease, padding .35s ease;
  padding:0 24px;
}
.faq-item.open .faq-answer{
  max-height:300px;
  padding:0 24px 20px;
}
.faq-answer p{font-size:.92rem;color:#64748b;line-height:1.7}

/* ---------- BOTTOM CTA ---------- */
.section-product-cta{
  padding:80px 0;
  background:linear-gradient(135deg,#0B2545,#134883);
  text-align:center;
  color:#fff;
}
.section-product-cta h2{font-size:2.2rem;font-weight:800;margin-bottom:14px}
.section-product-cta p{font-size:1.05rem;opacity:.85;max-width:500px;margin:0 auto 32px;line-height:1.7}
.section-product-cta .btn-cta{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:16px 36px;
  background:#D4A843;
  color:#0B2545;
  font-weight:700;
  font-size:1rem;
  border-radius:40px;
  text-decoration:none;
  border:none;
  cursor:pointer;
  transition:transform .2s,box-shadow .2s;
}
.section-product-cta .btn-cta:hover{transform:translateY(-2px);box-shadow:0 8px 28px rgba(212,168,67,.4)}

/* ---------- INTERACTIVE ANIMATIONS (CSS-ONLY) ---------- */

/* Application Form Animation */
.anim-form{
  background:#fff;border-radius:14px;padding:20px;
  box-shadow:0 4px 20px rgba(0,0,0,.06);
  width:100%;max-width:260px;
}
.anim-form-row{
  height:10px;border-radius:5px;background:#e5e7eb;
  margin-bottom:10px;
  position:relative;overflow:hidden;
}
.anim-form-row::after{
  content:'';position:absolute;inset:0;
  background:linear-gradient(90deg,transparent,#3897D3,transparent);
  animation:shimmer 2s ease-in-out infinite;
  transform:translateX(-100%);
}
.anim-form-row:nth-child(2)::after{animation-delay:.3s}
.anim-form-row:nth-child(3)::after{animation-delay:.6s}
@keyframes shimmer{0%{transform:translateX(-100%)}100%{transform:translateX(100%)}}

.anim-form-row.short{width:60%}
.anim-form-btn{
  margin-top:14px;height:34px;border-radius:8px;
  background:linear-gradient(135deg,#0E76BC,#0B5A96);
  display:flex;align-items:center;justify-content:center;
  color:#fff;font-size:.75rem;font-weight:600;
}
.anim-form-check{
  display:flex;align-items:center;gap:8px;
  margin-top:12px;font-size:.72rem;color:#16a34a;font-weight:600;
}
.anim-form-check .checkmark{
  width:18px;height:18px;border-radius:50%;
  background:#dcfce7;color:#16a34a;
  display:flex;align-items:center;justify-content:center;
  font-size:.7rem;
  animation:pop-in .4s ease-out;
}
@keyframes pop-in{0%{transform:scale(0)}70%{transform:scale(1.2)}100%{transform:scale(1)}}

/* Approval Animation */
.anim-approval{
  width:100%;max-width:260px;text-align:center;
}
.anim-approval-steps{margin-bottom:16px}
.anim-approval-step{
  display:flex;align-items:center;gap:10px;
  padding:10px 16px;margin-bottom:8px;
  border-radius:10px;background:#fff;
  box-shadow:0 2px 8px rgba(0,0,0,.04);
  font-size:.8rem;color:#334155;font-weight:500;
  opacity:0;
  animation:slide-in-left .5s ease-out forwards;
}
.anim-approval-step:nth-child(1){animation-delay:.3s}
.anim-approval-step:nth-child(2){animation-delay:1s}
.anim-approval-step:nth-child(3){animation-delay:1.7s}
@keyframes slide-in-left{0%{opacity:0;transform:translateX(-20px)}100%{opacity:1;transform:translateX(0)}}

.anim-approval-step .step-check{
  width:20px;height:20px;border-radius:50%;
  background:#dcfce7;color:#16a34a;
  display:flex;align-items:center;justify-content:center;
  font-size:.65rem;flex-shrink:0;
}
.anim-approval-congrats{
  padding:12px;
  background:linear-gradient(135deg,#0E76BC,#0B5A96);
  border-radius:10px;
  color:#fff;font-weight:700;font-size:.85rem;
  opacity:0;
  animation:fade-in-up .5s ease-out 2.4s forwards;
}
@keyframes fade-in-up{0%{opacity:0;transform:translateY(10px)}100%{opacity:1;transform:translateY(0)}}

/* Funds Deposit Animation */
.anim-funds{
  width:100%;max-width:260px;
}
.anim-funds-item{
  display:flex;align-items:center;justify-content:space-between;
  padding:12px 16px;margin-bottom:8px;
  border-radius:10px;background:#fff;
  box-shadow:0 2px 8px rgba(0,0,0,.04);
  opacity:0;
  animation:slide-in-left .5s ease-out forwards;
}
.anim-funds-item:nth-child(1){animation-delay:.3s}
.anim-funds-item:nth-child(2){animation-delay:1s}
.anim-funds-item:nth-child(3){animation-delay:1.7s}
.anim-funds-item .fi-icon{
  width:28px;height:28px;border-radius:8px;
  display:flex;align-items:center;justify-content:center;
  font-size:.8rem;
}
.anim-funds-item .fi-icon.blue{background:#e0effa;color:#0E76BC}
.anim-funds-item .fi-icon.green{background:#dcfce7;color:#16a34a}
.anim-funds-item .fi-text{flex:1;margin-left:10px;font-size:.78rem;font-weight:500;color:#334155}
.anim-funds-item .fi-status{
  font-size:.7rem;font-weight:600;
  padding:3px 10px;border-radius:20px;
}
.anim-funds-item .fi-status.sent{background:#dcfce7;color:#16a34a}
.anim-funds-item .fi-status.pending{background:#fef3c7;color:#d97706}
.anim-funds-item .fi-status.complete{background:#dbeafe;color:#1d4ed8}

/* Benefit section interactive animations */
.anim-benefit-card{
  background:#fff;border-radius:16px;padding:24px;
  box-shadow:0 6px 24px rgba(0,0,0,.06);
  width:100%;max-width:340px;
  margin:0 auto;
}
.anim-slider{margin:16px 0}
.anim-slider-label{font-size:.75rem;font-weight:600;color:#64748b;margin-bottom:8px}
.anim-slider-track{
  height:8px;border-radius:4px;background:#e5e7eb;
  position:relative;overflow:hidden;
}
.anim-slider-fill{
  height:100%;border-radius:4px;
  background:linear-gradient(90deg,#0E76BC,#3897D3);
  animation:slider-anim 3s ease-in-out infinite alternate;
}
@keyframes slider-anim{0%{width:20%}100%{width:75%}}
.anim-slider-values{
  display:flex;justify-content:space-between;
  font-size:.7rem;color:#94a3b8;margin-top:4px;
}

.anim-payment-table{width:100%;margin-top:16px}
.anim-payment-row{
  display:grid;grid-template-columns:1fr 1fr 80px;
  padding:8px 0;border-bottom:1px solid #f1f5f9;
  font-size:.78rem;color:#334155;
}
.anim-payment-row.header{font-weight:700;color:#0B2545;border-bottom:2px solid #e5e7eb}
.anim-payment-status{
  display:inline-block;
  padding:2px 8px;border-radius:10px;
  font-size:.68rem;font-weight:600;
}
.anim-payment-status.paid{background:#dcfce7;color:#16a34a}
.anim-payment-status.pending{background:#fef3c7;color:#d97706}

/* Notification cards animation */
.anim-notif-stack{width:100%;max-width:320px;margin:0 auto}
.anim-notif{
  display:flex;align-items:center;gap:12px;
  padding:14px 18px;margin-bottom:10px;
  background:#fff;border-radius:12px;
  box-shadow:0 2px 10px rgba(0,0,0,.05);
  border-left:3px solid #0E76BC;
  opacity:0;
  animation:slide-in-right .5s ease-out forwards;
}
.anim-notif:nth-child(1){animation-delay:.2s}
.anim-notif:nth-child(2){animation-delay:.6s}
.anim-notif:nth-child(3){animation-delay:1s}
.anim-notif:nth-child(4){animation-delay:1.4s}
@keyframes slide-in-right{0%{opacity:0;transform:translateX(20px)}100%{opacity:1;transform:translateX(0)}}

.anim-notif-icon{
  width:32px;height:32px;border-radius:8px;
  display:flex;align-items:center;justify-content:center;
  font-size:.9rem;flex-shrink:0;
}
.anim-notif-icon.blue{background:#e0effa;color:#0E76BC}
.anim-notif-icon.green{background:#dcfce7;color:#16a34a}
.anim-notif-icon.amber{background:#fef3c7;color:#d97706}
.anim-notif-icon.teal{background:#ccfbf1;color:#0d9488}
.anim-notif-text{flex:1;font-size:.82rem;font-weight:500;color:#334155}
.anim-notif-badge{
  font-size:.68rem;font-weight:600;
  padding:3px 10px;border-radius:20px;
  white-space:nowrap;
}
.anim-notif-badge.eligible{background:#dcfce7;color:#16a34a}
.anim-notif-badge.view{background:#ede9fe;color:#7c3aed}
.anim-notif-badge.positive{background:#fef3c7;color:#d97706}
.anim-notif-badge.assigned{background:#ccfbf1;color:#0d9488}

/* Frequency selector animation */
.anim-freq{width:100%;max-width:320px;margin:0 auto}
.anim-freq-header{
  display:flex;justify-content:space-between;align-items:center;
  margin-bottom:12px;
}
.anim-freq-title{font-size:.88rem;font-weight:700;color:#0B2545}
.anim-freq-badge{
  font-size:.68rem;font-weight:600;
  padding:3px 10px;border-radius:20px;
  background:#dcfce7;color:#16a34a;
  display:flex;align-items:center;gap:4px;
}
.anim-freq-options{display:flex;gap:8px;margin-bottom:16px}
.anim-freq-opt{
  flex:1;padding:8px;text-align:center;
  border-radius:8px;border:1.5px solid #e5e7eb;
  font-size:.78rem;font-weight:600;color:#64748b;
  cursor:default;
  transition:all .3s;
}
.anim-freq-opt.selected{
  border-color:#0E76BC;
  background:#e0effa;
  color:#0E76BC;
}

/* Counter animation */
.anim-counter{
  font-size:2rem;font-weight:800;color:#0E76BC;
  font-variant-numeric:tabular-nums;
}

/* ---------- STEP ANIMATION LOGO ---------- */
.step-anim-logo,
.step-card-visual .step-anim-logo{
  position:absolute;
  top:14px;
  left:50%;
  transform:translateX(-50%);
  height:24px;
  opacity:.5;
  z-index:2;
  pointer-events:none;
}

/* ---------- CLASS ALIASES (product- prefixed) ---------- */
/* Section wrappers */
.product-steps-section{padding:80px 0;background:#fff}
.product-steps-section .section-title-center{text-align:center;font-size:2.2rem;font-weight:800;color:#0B2545;margin-bottom:12px}
.product-steps-section .section-subtitle-center{text-align:center;font-size:1.05rem;color:#64748b;max-width:540px;margin:0 auto 56px}

.product-steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:36px;align-items:start}

.product-step-card{
  text-align:center;
  position:relative;
  display:flex;
  flex-direction:column;
  align-items:stretch;
}
.product-step-card .step-anim{
  background:#f0f7fc;
  border-radius:20px;
  padding:28px 28px 22px;
  margin-bottom:0;
  height:300px;
  display:flex;
  flex-direction:column;
  align-items:center;
  justify-content:space-between;
  position:relative;
  overflow:hidden;
}
.product-step-card .step-anim .step-anim-inner{
  flex:1;
  display:flex;
  align-items:center;
  justify-content:center;
  width:100%;
  padding-top:20px;
}
.product-step-card .step-badge{
  display:inline-block;
  padding:4px 14px;
  border:1.5px solid #3897D3;
  border-radius:30px;
  font-size:.75rem;font-weight:700;color:#3897D3;
  margin-top:16px;
  margin-bottom:0;
  align-self:center;
  flex-shrink:0;
}
.product-step-card h3{font-size:1.15rem;font-weight:700;color:#0B2545;margin:14px 0 8px;}
.product-step-card p{font-size:.92rem;color:#64748b;line-height:1.6}

/* Step animation inner elements for newer pages */
/* anim-form: white card style */
.step-anim.anim-form .step-anim-inner{
  flex-direction:column;
  gap:0;
  width:100%;
  max-width:260px;
  background:#fff;
  border-radius:14px;
  padding:20px;
  box-shadow:0 4px 20px rgba(0,0,0,.06);
}
.step-anim .anim-form-lines{display:flex;flex-direction:column;gap:10px;width:100%}
.step-anim .anim-form-lines div{
  height:10px;border-radius:5px;background:#e5e7eb;
  position:relative;overflow:hidden;
}
.step-anim .anim-form-lines div::after{
  content:'';position:absolute;inset:0;
  background:linear-gradient(90deg,transparent,#3897D3,transparent);
  animation:shimmer 2s ease-in-out infinite;
  transform:translateX(-100%);
}
.step-anim .anim-form-lines div:nth-child(2)::after{animation-delay:.3s}
.step-anim .anim-form-lines div:nth-child(3)::after{animation-delay:.6s}
.step-anim .anim-form-btn{
  margin-top:12px;height:34px;border-radius:8px;
  background:linear-gradient(135deg,#0E76BC,#0B5A96);
  display:flex;align-items:center;justify-content:center;
  color:#fff;font-size:.72rem;font-weight:600;width:100%;
  overflow:hidden;
}
.step-anim .anim-form-check{
  display:flex;align-items:center;gap:6px;
  margin-top:10px;font-size:.7rem;color:#16a34a;font-weight:600;
  white-space:nowrap;
}

/* anim-approval: stacked items */
.step-anim.anim-approval .step-anim-inner{
  flex-direction:column;
  gap:10px;
  width:100%;
  max-width:260px;
}
.step-anim .anim-approval-item{
  display:flex;align-items:center;gap:8px;
  padding:8px 12px;
  border-radius:10px;background:#fff;
  box-shadow:0 2px 8px rgba(0,0,0,.04);
  font-size:.76rem;color:#334155;font-weight:500;
  white-space:nowrap;overflow:hidden;
  opacity:0;
  animation:slide-in-left .5s ease-out forwards;
}
.step-anim .anim-approval-item:nth-child(1){animation-delay:.3s}
.step-anim .anim-approval-item:nth-child(2){animation-delay:1s}
.step-anim .anim-approval-btn{
  padding:10px 12px;
  background:linear-gradient(135deg,#0E76BC,#0B5A96);
  border-radius:10px;
  color:#fff;font-weight:700;font-size:.78rem;
  text-align:center;
  overflow:hidden;
  opacity:0;
  animation:fade-in-up .5s ease-out 1.7s forwards;
}

/* anim-funds: fund status items */
.step-anim.anim-funds .step-anim-inner{
  flex-direction:column;
  gap:9px;
  width:100%;
  max-width:260px;
}
.step-anim .anim-funds-item{
  display:flex;align-items:center;justify-content:space-between;
  padding:8px 10px;
  border-radius:10px;background:#fff;
  box-shadow:0 2px 8px rgba(0,0,0,.04);
  font-size:.75rem;color:#334155;font-weight:500;
  gap:6px;
  overflow:hidden;
  opacity:0;
  animation:slide-in-left .5s ease-out forwards;
}
.step-anim .anim-funds-item span:first-of-type{
  flex:1;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;
}
.step-anim .anim-funds-item:nth-child(1){animation-delay:.3s}
.step-anim .anim-funds-item:nth-child(2){animation-delay:1s}
.step-anim .anim-funds-item:nth-child(3){animation-delay:1.7s}
.step-anim .anim-funds-tag{
  font-size:.68rem;font-weight:600;
  padding:3px 10px;border-radius:20px;
}
.step-anim .anim-funds-tag.green{background:#dcfce7;color:#16a34a}
.step-anim .anim-funds-tag.amber{background:#fef3c7;color:#d97706}
.step-anim .anim-funds-tag.blue{background:#dbeafe;color:#1d4ed8}

/* Benefits section alias */
.product-benefits-section{padding:60px 0}
.product-benefits-section .section-title-center{text-align:center;font-size:2.2rem;font-weight:800;color:#0B2545;margin-bottom:56px}
.benefit-title{
  font-size:1.8rem;
  font-weight:800;
  color:#0B2545;
  margin-bottom:16px;
  font-style:normal;
}
.benefit-title em{
  font-style:normal;
}
.benefit-desc{
  font-size:1rem;
  color:#64748b;
  line-height:1.7;
  margin-bottom:24px;
}

/* Why choose section alias */
.product-why-section{padding:80px 0;background:#f8fafc}
.product-why-section .section-title-center{text-align:center;font-size:2.2rem;font-weight:800;color:#0B2545;margin-bottom:12px}
.product-why-section .section-subtitle-center{text-align:center;font-size:1.02rem;color:#64748b;max-width:600px;margin:0 auto 56px;line-height:1.7}
.why-icon{
  width:52px;height:52px;
  border-radius:14px;
  background:linear-gradient(135deg,#0E76BC,#0B5A96);
  color:#fff;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  margin-bottom:18px;
  font-size:1.3rem;
}
.why-icon svg{stroke:#fff !important;}

/* Qualify section alias */
.product-qualify-section{padding:80px 0;background:#fff}
.product-qualify-section .section-title-center{text-align:center;font-size:2.2rem;font-weight:800;color:#0B2545;margin-bottom:48px}

/* FAQ section alias */
.product-faq-section{padding:80px 0;background:#f8fafc}
.product-faq-section .section-title-center{text-align:center;font-size:2.2rem;font-weight:800;color:#0B2545;margin-bottom:48px}

/* CTA section alias */
.product-cta-section{
  padding:80px 0;
  background:linear-gradient(135deg,#0B2545,#134883);
  text-align:center;
  color:#fff;
}
.product-cta-section h2{font-size:2.2rem;font-weight:800;margin-bottom:14px}
.product-cta-section p{font-size:1.05rem;opacity:.85;max-width:500px;margin:0 auto 32px;line-height:1.7}
.product-cta-section .btn-cta,
.product-cta-section .btn-gold{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:16px 36px;
  background:#D4A843;
  color:#0B2545;
  font-weight:700;
  font-size:1rem;
  border-radius:40px;
  text-decoration:none;
  border:none;
  cursor:pointer;
  transition:transform .2s,box-shadow .2s;
}
.product-cta-section .btn-cta:hover,
.product-cta-section .btn-gold:hover{transform:translateY(-2px);box-shadow:0 8px 28px rgba(212,168,67,.4)}

/* ---------- RESPONSIVE ---------- */
@media(max-width:900px){
  .product-hero-inner{grid-template-columns:1fr;text-align:center}
  .product-hero-text{margin:0 auto}
  .product-hero-actions{justify-content:center}
  .hero-anim-widget{margin:32px auto 0;max-width:380px}
  .steps-grid,.product-steps-grid{grid-template-columns:1fr;max-width:400px;margin:0 auto}
  .benefit-block{grid-template-columns:1fr;gap:32px}
  .benefit-block:nth-child(even){direction:ltr}
  .benefit-anim{min-height:250px}
  .why-grid{grid-template-columns:1fr 1fr;gap:16px}
  .qualify-grid{grid-template-columns:1fr}
  .product-hero-text h1{font-size:2rem}
}
@media(max-width:600px){
  .product-hero{padding:100px 0 50px}
  .product-hero-text h1{font-size:1.7rem}
  .why-grid{grid-template-columns:1fr}
  .benefit-text h3,.benefit-title{font-size:1.4rem}
}