Apply for a Merchant Cash Advance
Get business funding fast — submit your funding application directly to Logic Advance
One Application, a Real Answer, and No Obligation
This page is the whole application: one simple form, no credit check, and — with a complete file — a decision in as little as 4 hours and funding as fast as same day. You tell us about your business, choose how much funding you need, and add your contact details. Four months of bank statements are recommended and three are requested with the application, because complete statements are what let the review move at full speed. Starting guidelines include $25,000 in monthly revenue, and MCA guidelines start at six months in business with a 500 credit score guideline. There is nothing else to download, print, or chase down before you start.
If a bank kept you waiting for weeks before saying no, or a broker collected your paperwork and went quiet, that search ends here. You apply directly to Logic Advance, a funding specialist reviews your request, and you learn what you qualify for before you need it — knowing the number early is what turns a cash crunch into a plan. Applying carries no obligation: review your written offer with every cost in front of you, and decide like an owner, because you are one. Questions first? Call (800) 403-3170.
Before You Press Submit, Run This Two-Minute Check
The fastest decision comes from a complete file, and completeness is something you control before you press submit. Check three things. First, the amount, purpose, and timing you choose in step one should match the real plan, because the review is built around them. Second, your business name, start year, revenue range, and contact details should read exactly the same everywhere they appear. Third, your statements: three complete months are required with the application, four are recommended, every page of each month in one file, and all three files together under 15 megabytes. A missing page does not look like a small mistake to a reviewer; it looks like a question they cannot answer, and unanswered questions are what slow files down. Take the two minutes now, while the documents are open, not after a reviewer asks.
With that check done, the timeline on this page is realistic: a funding specialist contacts you within one business hour, a complete file can receive a decision in as little as four hours, and funding can arrive as fast as the same day. Logic Advance is a growing company, and that growth is built on a promise kept: people review real files quickly, and partners and merchants alike get resources and answers instead of silence. If a bank kept you waiting or a broker went quiet, you found them, finally. Your search ends here. Submit the complete file, read the written offer with every number in front of you, and decide with no obligation.
🔒 Apply directly to Logic Advance · Subject to review
Business funding application questions
Who can apply for business funding?
Logic Advance reviews established U.S. businesses with a business bank account, a defined business use and supporting revenue records. Published starting guidelines include $25,000 monthly revenue; operating history and credit criteria vary by product. MCA guidelines start at six months in business and a 500 credit score, subject to a full review. Four months of complete bank statements are requested and recommended; three are requested with the application and help speed up review. Meeting a guideline does not guarantee approval.
What funding options can help a business grow?
Compare merchant cash advance, revolving business credit, equipment funding and term funding by purpose, net proceeds, total cost and payment schedule. Inventory, equipment and a planned expansion have different cash timing. Submit this application directly to Logic Advance to request review of available options. Rates, terms, security and timing depend on underwriting.
Can a startup or business with lower credit qualify?
Credit is one part of the review alongside revenue, cash flow and current obligations. A lower score does not guarantee approval or automatically rule out every program. Logic Advance’s published products require operating history and revenue, so a new business without that history should not assume it qualifies. Ask the team before applying if you do not meet a starting requirement.
What are the benefits of government-backed funding?
SBA-backed funding can offer competitive terms, support and, for some programs, lower down payments. Eligibility and provider requirements still apply. These are separate programs; submitting this Logic Advance form is not an SBA application.
How can I find an approved provider?
For Logic Advance, use the application above or contact (800) 403-3170. For SBA-backed options, the SBA’s provider-matching service can connect businesses with participating providers. Verify the provider and written terms before sharing documents or accepting an offer.
What other funding opportunities exist?
Other possibilities include investment capital, targeted grants and surety-bond support. Investment can involve ownership rights; grants have specific eligibility and use restrictions; a surety bond supports a contractual obligation rather than providing ordinary spending cash. Availability must be checked with the relevant program.
How does long-term funding differ from smaller programs?
Long-term funding may spread a larger business investment over time. SBA intermediary microfunding programs support smaller needs up to $50,000. Purpose, eligibility, costs and terms vary. Compare the actual agreement rather than choosing by size alone.
Are there funding programs for exporters?
SBA export-related programs can support eligible U.S. businesses with working capital or export-related needs. Contact an SBA export finance specialist for program-specific guidance. This Logic Advance application does not establish eligibility for an export program.
How do I apply for a merchant cash advance?
Complete Logic Advance's simple one-page business funding application with your business details, requested amount, and recent bank statements. A funding specialist reviews your request and responds quickly — many merchants get a decision the same day.
How fast can I get business funding after applying?
With a complete file, decisions can come in as little as 4 hours and funding as fast as same day. Know what you qualify for before you need it — applying carries no obligation.
What do I need before I start the application?
Your business details, how much funding you need, and your contact information — the form walks through them in three short steps. Have your business bank statements ready as well: three complete months are requested with the application and four months are recommended. Starting guidelines include $25,000 in monthly revenue, and MCA guidelines start at six months in business with a 500 credit score guideline. Meeting a guideline does not guarantee approval.
How long does the application itself take to complete?
It is one simple application designed to be finished in minutes, not a bank package that takes weeks to assemble. Most of the effort goes to gathering complete bank statements, not filling in the form. If you would rather talk it through, call (800) 403-3170 or email apply@logicadvancegroup.com and the team can help you finish. Applying carries no obligation, so starting is the low-risk step.
What happens right after I submit my application?
A funding specialist reviews your request and responds quickly. One quick step speeds everything up: reply to our email with your 3 most recent monthly bank statements, all pages, and your file gets priority. With a complete file, decisions can come in as little as 4 hours. If the review needs anything else, you will be asked directly — no guessing about where your application stands.
Will applying hurt my credit score?
This page publishes the application as one simple application with no credit check, and a decision in hours. Credit is still one part of a full funding review — MCA guidelines include a 500 credit score guideline — alongside revenue, cash flow, and current obligations. A lower score does not automatically rule out every program, and meeting the guideline does not guarantee approval. If you are unsure where you stand, ask the team before you apply.
How will I receive my offer, and what should I check in it?
Your offer comes in writing from the funding team. Check the amount, the net proceeds you will actually receive, the total cost, and the payment schedule against your cash flow before you accept anything. If a number is unclear, ask — a clear written offer is the standard your decision deserves. Accepting is your choice: applying carries no obligation, and knowing what you qualify for is valuable either way.
Can I apply before I actually need the money?
Yes — and it is the smarter order. Knowing what you qualify for before you need it turns a future cash crunch into a plan you have already made. With a complete file, decisions can come in as little as 4 hours and funding as fast as same day, but applying early means the review happens while things are calm. There is no obligation: get the number, keep it in mind, and move when the moment is right.
What should I check before I submit the application?
Check that the amount, purpose, and timing match your real plan, that your business details read the same everywhere they appear, and that your statements are complete: three months are required, four are recommended, every page included, in one file per month. Two minutes of checking now prevents the questions that slow a review down later.
Why are four months of statements recommended if three are required?
Three complete months are the minimum the application requests. A fourth month gives the review a fuller picture of your revenue pattern, including a slower or stronger month in context, and fuller files are the ones that can move at full speed. Have the fourth month ready even if you upload three.
How large can my statement files be?
All three statement files combined must be under 15 megabytes. Send each month as one file containing every page of that month's statement; a complete single-page statement may be sent as a JPG or PNG image. Complete pages matter more than file format, because a reviewer cannot verify deposits on pages they cannot see.
What if I do not know my exact credit score?
The form lets you choose a range, including a not-sure option, so an estimate does not block you from applying. The published MCA guideline starts at a 500 credit score, and credit is only one part of the review alongside revenue, cash flow, and current obligations. Meeting a guideline does not guarantee approval.
Can I change the amount I requested after I submit?
Tell your funding specialist what changed. The written offer reflects the amount the review supports from your revenue, cash flow, and obligations, and you can discuss a smaller amount if the approved figure is more than the job needs. Applying carries no obligation, so the conversation costs you nothing.
What happens if my business does not meet a starting guideline yet?
Ask the team before you apply. Starting guidelines include $25,000 in monthly revenue, and MCA guidelines start at six months in business with a 500 credit score guideline, but a guideline is a starting point for a conversation, not a promise either way. A short call can tell you what to build toward first.
Program reference: SBA funding programs. For help with your Logic Advance request, contact our team.