Business Funding Starts With Understanding the Business
Founded in 2015, Logic Advance works with business owners and ISO partners seeking business funding. Tell us what you need to finance, how your business earns revenue, and what timing matters. Product fit and an understandable offer are the starting points for a useful funding conversation.
For ISO partners
Review guidelines, submission expectations, and your partner agreement.
Explore the partner programHow the Process Works
- Explain the need: Share the requested amount, purpose, business history, and current obligations.
- Prepare the file: Start with a signed application and four recent complete business bank statements. Additional verification may be requested.
- Review: The team evaluates eligibility and available options. Meeting minimum requirements does not guarantee approval.
- Understand the offer: Review net proceeds, cost, payment arrangements, security obligations, and who provides and services the financing.
- Complete closing: Finish required verification and documents. Timing depends on the program and processing.
Choose a Product Around the Need
A term funding provides scheduled financing for a defined need. A line of credit can provide access to draws under its terms. Equipment financing is tied to an asset purchase. A merchant cash advance uses a different receivables-based structure. Available terms and providers vary by product; ask for the arrangement to be explained clearly.
Starting Requirements, Not Approval Promises
The monthly revenue starting requirement is $25,000. Time in business and credit guidelines vary: MCA guidelines start at six months and a 500 score; term financing at one year and 600; equipment financing at one year and 575. The complete review considers cash flow, existing obligations, industry, requested amount, and verification. See the relevant product page for context.
Pre-revenue businesses and newly launched startups should not assume these programs fit. Contact the team before preparing a full file if your operating history or revenue falls below the stated guidelines. Do not rely on another funder's requirements as proof of Logic Advance eligibility.
Prepare for a Funding Conversation
Start with the amount of usable cash you need, the business purpose, and the date it is needed. List existing funding obligations and prepare complete recent business bank statements. Ask our team which program and documents fit your situation before relying on a preliminary amount or timeline.
For an inventory purchase, include the supplier quote, landed cost, delivery schedule, and expected sell-through. Our inventory purchase planning checklist helps you compare the stock order with your cash forecast.
Questions Worth Asking Before You Accept
Who is the provider and servicer? How much reaches the business after fees and payoffs? What is the total cost? How often are payments collected? Are there liens or guarantees? What happens if revenue changes or you want to pay early? An online overview cannot replace the agreement for your specific transaction.
A Founder Who Has Stood Where You Stand
Logic Advance was founded in 2015 by Mark Davidov, who immigrated to the United States at eight years old, grew up in Brooklyn, spent over a decade working at a Manhattan spa near the Financial District, and then earned a master's degree and worked as a nurse at NYU before a mentor in alternative finance showed him a better way to help business owners. As a husband and father of five, he built this company around a simple standard: a funding conversation starts with understanding the business — what it needs to finance, how it earns, and what timing matters.
That standard shows up in the numbers and the process on this page. Published guidelines start at $25,000 in monthly revenue, with a 500 starting credit guideline and six months in business for a merchant cash advance, 600 and one year for term financing, and 575 and one year for equipment financing. The file starts with a signed application and four recent, complete bank statements, and every offer is reviewed for net proceeds, total cost, payment arrangements, and security obligations before anyone signs.
If a bank's committee never learned your name, or a broker treated your business like a file to pass along, you will feel the difference here. This is a growing company that invests in its merchants and its partner network — and a team that answers for its own work. You found them. Finally.
What Changes After You Are Funded
What changes after funding is the relationship, not just the balance. The team that reviewed your application already knows how your business earns, when its slow months fall, and what the money was for — so the next conversation starts from your file, not zero. Keep the business's story current, and a later request is judged on a track record the team watched being built.
That continuity is built into how the company works. Founded in 2015, Logic Advance reviews each file against published starting guidelines — $25,000 in monthly revenue, six months in business and a 500 credit guideline for a merchant cash advance, one year and 600 for term financing, one year and 575 for equipment financing — from a signed application and four recent, complete business bank statements. The process on this page ends at closing, but the pattern it creates does not: the questions worth asking before you sign — who provides and services the financing, what reaches the business after fees, what happens if revenue changes — keep getting straight answers from people who know your account.
Logic Advance is a growing company, and it grows the way its merchants do: by investing in the businesses and the partner network it already serves, so each funding makes the next one simpler. If a bank's committee never learned your name, or a broker treated your business like a file to pass along, you will feel the difference here. You found them — finally. Start the first conversation, and let it become the easiest one you have.
Judge a Funding Company by the Questions It Asks You
You can judge a funding company before any offer arrives by the questions it asks first: what is the money for, when does revenue actually land, and what does the business already owe? A company that asks those three questions before it names an amount is building the offer around your business; one that leads with a maximum is building it around itself. That order — business first, amount second — is the standard this page sets, and it is fair to hold every funding company to it, including this one. The answers also tell you whether the review will be fast or frustrating, because a team that understands the need can weigh the right product the first time.
The record behind those questions is on this page. Logic Advance was founded in 2015 by Mark Davidov, and every file is reviewed against published starting guidelines: $25,000 in monthly revenue, six months in business and a 500 credit guideline for a merchant cash advance, one year and 600 for term financing, and one year and 575 for equipment financing, from a signed application and four recent, complete business bank statements. Logic Advance grows the way its merchants do: by investing in the businesses and the partner network it already serves. If a bank committee never learned your name, or a broker treated your business like a file to pass along, you will feel the difference here. You found them — finally. Start the first conversation, and let it become the easiest one you have.
Frequently Asked Questions
Who founded Logic Advance?
Mark Davidov founded Logic Advance in 2015. His biography below describes his background and the company’s founding.
Does Logic Advance work with merchants and ISOs?
Yes. Business owners can explore financing and start an application. ISO partners can review the partner program, submission guidelines, and written partner terms.
Can a startup apply?
The stated programs have operating-history and revenue requirements. Pre-revenue or newly launched businesses should contact the team to confirm fit before assuming eligibility.
Can I qualify with lower credit?
Credit requirements vary by program and the full underwriting review. The MCA starting score guideline is 500, but revenue, operating history, existing obligations, and verification also matter.
How much funding can my business receive?
There is no guaranteed amount based only on revenue or a credit score. The product, requested use, cash flow, existing obligations, and underwriting determine an actual offer.
How fast is the funding process?
Timing depends on file completeness, verification, program, and closing requirements. Ask the team for a current estimate rather than relying on a guaranteed deadline.
What if an application is declined?
Ask whether the outcome can be clarified, whether genuine supporting records are missing, and whether another product is appropriate. A revised submission still requires review.
Does the site offer every type of business funding?
Do not assume that SBA-backed financing, microfinancing, invoice factoring, or other products are available because they appear in general financing guides. Ask about the current programs relevant to your business.
Can I talk to a person before I apply?
Yes. Contact the team to discuss product fit, required documents, or an application follow-up before you prepare a full file — especially if your operating history or revenue falls below the stated guidelines, so you know whether a program fits before you rely on a preliminary amount or timeline.
What does the review look at besides credit?
The complete review considers cash flow, existing obligations, industry, requested amount, and verification alongside the credit guideline for the product. That is why meeting a starting guideline is not an approval promise, and why a business whose revenue is stronger than its credit profile can still be worth a full review.
What happens during the review step?
The team evaluates eligibility and the available options for your stated need, using your signed application, four recent complete bank statements, and any additional verification requested. If something is missing, you hear what it is; when the review is complete, any offer is explained so you can compare it before deciding.
Why does Logic Advance ask about my existing funding obligations?
Because a new payment has to fit alongside the ones you already carry. Listing current funding, remaining balances, and payment schedules lets underwriting size an offer your cash flow can support after all obligations — and protects your business from a payment stack that looks affordable only on paper.
What should I ask before I sign an offer?
Ask who the provider and servicer are, how much reaches your business after fees and payoffs, what the total cost is, how often payments are collected, whether there are liens or guarantees, and what happens if revenue changes or you want to pay early. An online overview cannot replace the agreement for your specific transaction.
Do I work directly with Logic Advance or through a middleman?
You deal directly with the Logic Advance team — the people who review your application and stand behind your funding — rather than being passed down a line of brokers who do not know your business. Business owners apply directly on this site, and ISO partners work under the partner program and its written terms.
Who services my funding after closing?
Before you sign, ask who provides and services the financing — this page lists it among the questions worth asking on every offer, because arrangements vary by product. What does not change is your point of contact: you applied directly with the Logic Advance team, and that team remains who you call about your account.
What should I keep updated with the team after I am funded?
Anything that changes the picture your file was reviewed on: a new location, a significant new obligation, a shift in how the business earns, or an updated plan for growth. The review weighed cash flow, existing obligations, industry, and requested amount together — keeping those current means a later conversation starts from accurate facts, not surprises.
How does a funding history with Logic Advance affect a later application?
It gives the review something no new file has: a record. The team already holds your application, your statements, and how the business performed against the plan the funding was for. A later request still goes through review and is not automatic, but it is judged with your history in the room instead of reconstructed from scratch.
What if my business changes direction after I am funded?
Tell the team early, and ask what your agreement says before you act. Your offer sets out the permitted business uses, payment arrangements, and what happens if revenue changes or you want to pay early. A change explained in advance is a conversation; the same change discovered later is a problem. The direct relationship exists for exactly these moments.
Can ISO partners and merchants reach the same team?
Yes — this page routes both: business owners explore products and prepare applications, ISO partners review guidelines and submission expectations under the partner program, and both talk with the same company. The paths differ because the work differs, but neither side is handed to a middleman who does not know the file.
Does Logic Advance provide and service every funding itself?
Available terms and providers vary by product, which is why this page tells you to ask who the provider and servicer are before you accept an offer, and to have the arrangement explained clearly. What you can count on is the direct relationship: the people you apply with are the people who answer for the process.
What questions should Logic Advance ask me before suggesting an amount?
Three, at minimum: what the money is for, when your revenue actually lands, and what your business already owes. Those answers decide which product fits and what payment the business can carry. If an amount is named before those questions are asked, the offer is being built around a maximum, not around your business.
How long has Logic Advance worked with business owners and partners?
Logic Advance was founded in 2015 by Mark Davidov, and it works with both merchants applying directly and ISO partners bringing businesses forward. That history is the record behind this page: published guidelines, a review that looks beyond a credit score, and a team that stays reachable after closing.
Can I reach the same people again when I apply a second time?
Yes — the direct relationship is the point. The people you apply with are the people who answer for the process, and a funding history with the team becomes part of your next review. Keep the team updated after you are funded, and the second conversation starts from a record, not from zero.
What should I expect between submitting my application and receiving an offer?
Expect the review to look at your revenue, operating history, bank activity, and existing obligations — not your credit score alone. The file starts with a signed application and four recent, complete business bank statements. What comes back is a written offer you can judge line by line before you sign anything.
How do I verify who provides and services my funding before I sign?
Ask directly, and expect a clear answer. Available terms and providers vary by product, which is why this page tells you to have the arrangement explained before you accept an offer: who provides the financing, who services it, and who you call when a question comes up after closing.
What happens if my file does not fit the published guidelines?
You get a straight answer about where the file stands. The guidelines on this page are starting requirements, not approval promises — $25,000 in monthly revenue, with time-in-business and credit guidelines that vary by product. A file that does not fit today can still be told honestly what would need to change.
Availability, pricing, approval, and funding timing depend on the program and underwriting. Review your written offer and agreement before accepting financing.
Updated October 6, 2026