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MCA ISO & Broker Program

The Direct MCA Funder
Built for ISO Partners

Build your funding business with a direct MCA funder. Logic Advance gives ISOs and brokers a dedicated account manager, competitive commissions, and fast review of complete submissions. Explore the program, confirm your terms, and prepare your first merchant deal.

$1M
Maximum Funding Amount
24hr
Same-Day Funding Decisions
50
States Funded Nationwide
2015
In Business Since

Why ISOs Choose Logic Advance as Their Direct MCA Funder

Work directly with the team reviewing your merchant's application. Logic Advance routes MCA submissions to its underwriting desk, giving your brokerage a clear point of contact for documentation, offers, and funding updates.

We've been in the alternative funding space since 2015, and we've built our entire operation around making the ISO experience as efficient and profitable as possible. Our proprietary FundingScore™ engine analyzes merchant data faster than traditional review, giving your merchants faster approvals and your pipeline cleaner flow.

  • Same-day underwriting decisions — no waiting days for a response on submitted deals
  • Competitive buy rates and commissions — transparent structures, no hidden adjustments
  • Same-day or next-day commission payouts after a deal funds
  • Dedicated ISO partner portal — track submissions, approvals, and funding in real time
  • Renewal program — earn commissions on every renewal from your book of business
  • All 50 states funded — no geographic restrictions on your deal flow

Speed Engine™ Technology

Our proprietary underwriting platform processes bank statement analysis in minutes, not hours — giving your merchants faster answers and your pipeline less friction.

5-Star Rated by ISOs

Logic Advance maintains a 5.0 rating on both Trustpilot and Google Reviews. ISO partners consistently highlight our communication speed and reliability as top differentiators.

Multiple Funding Products

Maximize commissions across your whole book. We fund MCA, business lines of credit, equipment financing, and term loans — so you can match every merchant to the right product.

Dedicated ISO Support Team

Every ISO partner gets a dedicated account manager — a real person who knows your portfolio and is available to discuss deals, answer questions, and help you close more business.

What Is a Merchant Cash Advance ISO Program?

An ISO, or independent sales organization, introduces businesses seeking capital to a funding provider. In an MCA ISO program, the broker helps the merchant prepare an application, understand an offer, and communicate with the funder. The funding team reviews the business and determines whether it can make an offer; the ISO receives compensation under its partner agreement when an eligible deal funds.

A merchant cash advance provides business capital against future sales. The amount, cost, payment structure, and any early payoff provisions depend on the specific agreement. Brokers should review those details with the merchant before accepting an offer.

How Your Merchant Benefits

Your merchant gains a point of contact who can explain the submission requirements, help organize complete bank statements, and relay questions to the funding team. A useful broker compares the proposed funding amount, total cost, and payment schedule with the business's cash flow and intended use of capital.

Beyond MCA, explore our business line of credit, equipment financing, and term-loan pages. Product availability and qualifications vary; your account manager can help identify which options to discuss for a particular merchant.

Start your ISO partner application, call (800) 403-3170, or email apply@logicadvancegroup.com to discuss your business and current program terms.

ISO Program Details

Everything you need to know before submitting your first deal

Funding Range

We fund merchant cash advances from $5,000 to $1,000,000. Larger advances are available for seasoned businesses with strong cash flow history.

Commission Structure

Competitive commission rates paid same-day or next-day after funding. Renewal commissions are available for eligible performing accounts. Rates depend on the product, deal, and partner terms. Ask your account manager for the current commission schedule and a written breakdown of any applicable fees.

Submission Requirements

Keep it simple: 1-page application, 4 months of bank statements, and a voided check. Additional documents may be requested for larger deals.

Decision Speed

Receive a funding decision within hours of complete submission. Same-day approval and funding is available for qualifying merchants.

Stacking Policy

We consider stacking on a case-by-case basis. Our team evaluates the merchant's position and cash flow to ensure responsible funding that protects your client relationship.

Renewal Program

Logic Advance actively renews performing accounts. ISOs earn commissions on every renewal, building a growing residual income stream over time.

Logic Advance vs. Other MCA Funders

Feature Logic Advance ✓ Broker / Marketplace Other Direct Funders
Same-Day Funding Decision ✓ Yes Sometimes Varies
Same-Day Commission Payout ✓ Yes ✗ No (days/weeks) Varies
Dedicated ISO Account Manager ✓ Yes ✗ No Some
Renewal Commissions ✓ Yes ✗ Rarely Some
All 50 States Funded ✓ Yes Depends on funder Some restrictions
Multiple Products (MCA, LOC, Equipment) ✓ Yes Marketplace only Often MCA only
Transparent Buy Rates ✓ Yes ✗ Hidden layers Varies
Partner Portal / Deal Tracking ✓ Yes Some Some

How to Get Started as an ISO Partner

A clear path from partner registration to your first funded deal

1

Register Your ISO Account

Complete the ISO partner registration form on our For Partners page with your company and contact details, company type, monthly deal volume, and industry focus. Our team will review your profile and explain the next onboarding steps.

2

Receive Your Submission Package

Your dedicated account manager will explain the submission package, current commission schedule, underwriting guidelines, and portal setup. Review any partner agreement or requested documents, return them through the channel your account manager specifies, and confirm your account is ready before submitting a merchant file.

3

Submit Your First Deal

Prepare the signed merchant application and four months of complete business bank statements. Provide a voided check and any other verification requested for the file. Follow the current submission guidelines and include the merchant business name and your ISO company name when submitting by email. Complete files can receive a decision within hours.

4

Your Merchant Gets Funded

Once approved and the merchant signs the agreement, funds are deposited directly to their business bank account. Same-day funding is available for qualifying deals submitted early in the day.

5

Get Paid — Same Day or Next Day

Your commission is processed immediately after funding. Same-day or next-day commission payouts, every time. As your merchant performs and renews, you continue to earn.

What ISO Partners Say About Us

★★★★★

"We closed two deals in our first week — $50K and $70K. The speed of Logic Advance's underwriting team is something I haven't seen at any other funder. They actually pick up the phone."

ISO Partner
Sky Capital Team
★★★★★

"The renewal program is a real differentiator. I have a growing book of business that generates residual commissions every month. Logic Advance treats their ISO partners like real business partners."

Senior ISO Partner
Northeast Funding Group
★★★★★

"I've worked with a lot of funders. What makes Logic Advance different is the transparency. I know exactly where every deal stands, what my commission will be, and when it'll hit my account. No games."

MCA Broker
Capital Solutions NY

Frequently Asked Questions — ISO Program

Who can apply to become an ISO partner?

Our partner registration form welcomes inquiries from ISOs, brokers, funding companies, and other businesses that help merchants access capital. Share your company type, typical deal volume, and industry focus so the team can review the fit. Registration is an inquiry, not automatic approval; your account manager will confirm the required onboarding steps and partner terms.

What commission rates and fees apply to the ISO program?

Commission rates are discussed during onboarding and vary with factors such as product type, deal volume, and the partner relationship. Ask for the current rate sheet and confirm how the commission is calculated, when it is paid, and which renewal terms apply. Request any applicable fees in writing and distinguish merchant costs from ISO compensation. Do not quote a fixed commission percentage or syndication fee until the team confirms it.

Are fast-track, two-stipulation, or escrow funding programs available?

Start with our published submission process: a signed application and four months of complete business bank statements, plus any verification requested for the file. Same-day review and funding may be available for qualifying complete deals. A two-stipulation or escrow arrangement must be confirmed with your account manager for the specific submission; do not promise a program or funding sequence based on another funder's requirements.

What payment options and early payoff incentives can merchants discuss?

The MCA product page describes daily, weekly, and biweekly payment frequencies, with the available schedule set by the approved offer. It also describes early repayment without a penalty and possible discounts. Ask for the actual written payoff terms before quoting savings: a 30-, 60-, or 90-day discount schedule should not be assumed. Other products may have different payment structures.

Which industries and higher-risk merchant profiles can ISOs submit?

Our partner program serves businesses such as restaurants, retailers, e-commerce sellers, contractors, healthcare practices, transportation companies, auto businesses, professional services, salons, manufacturers, and wholesalers. The guidelines describe Elite, Premium, Standard, and High-Risk tiers, including review of credit challenges, past defaults, or settlements. Industry alone does not determine the outcome; revenue, cash flow, obligations, and the complete file matter.

Which businesses may be ineligible for funding?

Eligibility is specific to the product and current underwriting criteria. Our MCA product requirements exclude open bankruptcies. If a business operates in a regulated or unusual sector, describe its activities to the account manager and confirm eligibility before collecting a full package. Use Logic Advance's current guidance rather than a competitor's restricted-industry list.

What standards should brokers follow when submitting deals?

Use accurate, complete documents with the merchant's authorization and protect the information entrusted to you. Explain the offer's costs, fees, payment schedule, and obligations clearly. Disclose existing advances and other funding commitments so underwriting can evaluate any proposed stacking. Avoid unconfirmed approval promises or undisclosed charges, and follow your partner agreement and current submission guidelines.

What makes Logic Advance's ISO program different from other MCA funders?

Logic Advance is a true direct funder — not a broker or marketplace. This means your submissions go directly to our underwriting desk, resulting in faster decisions, transparent communication, and better commission structures than working through an intermediary.

How quickly are ISO commissions paid after a deal funds?

ISO commissions are paid same-day or next-day after a deal funds. We understand that fast commission payouts are critical to running a profitable MCA brokerage, and we don't make you wait.

What documents are required for deal submission?

Standard submissions require a completed one-page merchant application, 4 months of complete business bank statements, and a voided check. Larger deal sizes may require additional documentation such as a lease agreement or business license.

Does Logic Advance have a renewal program for ISO partners?

Yes. We actively renew performing accounts and pay ISO commissions on every renewal. This creates a compounding residual income stream as your book of business grows over time.

What states does Logic Advance fund in?

Logic Advance funds businesses in all 50 US states. As a direct funder with our own capital, we have no geographic restrictions on deal flow.

Does Logic Advance consider stacking?

Yes, on a case-by-case basis. Our underwriting team evaluates the merchant's overall position, cash flow, and current obligations to determine if a stacked position makes sense for both the business and the merchant. We prioritize responsible funding that protects your client relationships.

What are the minimum qualifications for merchant approval?

Qualifications vary by product. Our general MCA criteria include at least six months in business, $25,000 in monthly revenue, and a 500+ credit score, with a review of revenue, bank activity, and existing obligations. Check the current broker guidelines and confirm any additional product requirements with your account manager before submitting. Meeting a minimum does not guarantee approval.

How do I access the ISO partner portal?

After your ISO account is set up, your dedicated account manager will provide portal access credentials. The portal allows you to submit deals, track their status from submission to funding, and view your commission history in real time.

Ready to Submit Your First Deal?

Join the Logic Advance ISO partner network and start funding businesses with a direct funder that moves as fast as you do. Register today — your account manager will be in touch within one business day.