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Equipment Financing

Get the Equipment, Keep Your Cash

Finance the machinery, vehicles, technology, or tools your business needs — with affordable payments that let the equipment pay for itself. Preserve your working capital for what matters most.

Equipment Quote LIVE
Equipment Value
$0
Monthly Payment
$2,604
Term
48 Months
Equipment Cost
$10,000$500,000
Finance Term
12 months72 months
Pre-Qualified — View Terms

How Equipment Financing Works

Simple, transparent, and designed for speed

Submit Equipment Request
Quote Requested
Step One

Tell Us What You Need

Share the equipment details and your business information. We'll match you with the best financing options.

Equipment Verified
Terms Approved
✓ Approved! Review Your Quote
Step Two

Get Your Quote

Receive a personalized financing quote with competitive rates and flexible terms — often within the same day.

Agreement Signed✓ Done
Vendor payment sentProcessing
Equipment Delivered!Complete
Step Three

Get Your Equipment

We pay the vendor directly. Your equipment is delivered and you start making affordable monthly payments.

Preserve Your Working Capital

Instead of draining your cash reserves on a large equipment purchase, spread the cost over time with predictable monthly payments. Keep your capital free for day-to-day operations and growth.

  • Up to 100% equipment financing
  • Fixed monthly payments
  • No large upfront cash outlay
  • Equipment often serves as its own collateral
Cash Flow Comparison
Cash Purchase -$125,000
Equipment Financing -$2,604/mo
Save $122,396 in upfront costs
Equipment Categories
🏗️
Construction
🚛
Vehicles
💻
Technology
🏭
Manufacturing
And more — virtually any business equipment

Finance Virtually Any Equipment

From heavy machinery and commercial vehicles to technology systems and restaurant equipment — if it helps your business operate, we can help you finance it with competitive terms.

  • New and used equipment eligible
  • Direct vendor payment available
  • Wide range of equipment types accepted
  • Financing from $10,000 to $500,000+

The Equipment Pays for Itself

Smart equipment financing means your new asset generates revenue from day one while you make manageable payments. The equipment works for you while paying for itself.

  • Immediate revenue generation
  • Potential tax advantages (Section 179)
  • Build business credit history
  • Upgrade options at end of term
Equipment Delivered
CNC Machine — Serial #48291
Active
Revenue Generated
$18,500 this month from new equipment
+$18.5K
Next Payment
$2,604 due Apr 1 — Auto-pay enabled
Scheduled

Why Choose Equipment Financing?

Get the tools you need without the financial strain. Our equipment financing is designed to keep your business moving forward.

Same-Day Decisions

Get a financing decision within hours so you can move forward with your equipment purchase quickly.

Competitive Rates

Equipment serves as collateral, enabling lower rates and more favorable terms for your business.

Flexible Terms

Choose terms from 12 to 72 months to match the equipment's useful life and your budget.

Minimal Paperwork

Streamlined application with minimal documentation. Focus on your business, not paperwork.

Equipment as Collateral

The equipment itself secures the financing — no additional business or personal collateral required.

Tax Benefits

Potential Section 179 deductions may allow you to deduct the full equipment cost in the year of purchase.

What You'll Need to Qualify

Minimum of 1 year in business
$10,000+ in monthly revenue
U.S. business bank account
Business located in the U.S.
No open bankruptcies
Valid government-issued ID
Equipment quote or invoice from vendor
575+ credit score

Frequently Asked Questions

What types of equipment can I finance?

We finance virtually any type of business equipment — construction machinery, commercial vehicles, restaurant equipment, medical devices, technology systems, manufacturing tools, and more. Both new and used equipment are eligible for financing.

How much can I finance?

Equipment financing typically ranges from $10,000 to $500,000+, depending on the equipment value and your business qualifications. We can finance up to 100% of the equipment cost with no down payment required in many cases.

Do I own the equipment at the end of the term?

Yes! With equipment financing (as opposed to a lease), you own the equipment outright once all payments are made. This also means you can take advantage of depreciation and potential tax benefits during the financing period.

How quickly can I get approved?

Most equipment financing applications receive a decision within 24 hours. Once approved, funds are typically sent directly to the equipment vendor within 2-3 business days, so you can get your equipment up and running quickly.

Can I finance used equipment?

Absolutely. We finance both new and used equipment. For used equipment, we may require an appraisal or documentation of the equipment's condition and fair market value to determine financing terms.

Are there tax benefits to equipment financing?

Potentially, yes. Under Section 179 of the IRS tax code, businesses may be able to deduct the full purchase price of qualifying equipment in the year it's placed in service. We recommend consulting with your tax advisor for specific guidance.

Ready to Get the Equipment You Need?

Finance the tools that will take your business to the next level. Apply now for a fast decision.

Start Your Application →