New chairs and digital equipment
CBCT scanners, intraoral scanners, and new operatories keep your practice competitive. Fund the equipment that brings in higher-value cases without draining operating cash.
Funding for business owners
Dental practice funding & working capital for your best year of smiles.
From CBCT scanners to a second location, plan dental practice funding around where your practice is headed. If the bank’s dental program moved too slowly and the brokers wasted your time — your search ends here.
Business-purpose funding. Subject to underwriting, verification, and program availability.
What are you funding?
Second location and expansion
Open another office or add operatories to serve more patients. Fund the buildout while your current chairs keep producing.
Hygienists and front-office staff
Add hygienists, assistants, and front-desk staff to handle a growing patient base — fund payroll while new patient flow ramps up.
Patient acquisition and marketing
Attract implant and cosmetic cases with marketing that pays for itself. Fund the campaigns that fill your schedule with the right patients.
Why dental practices work directly with Logic Advance
A direct funding partner, not a middleman
You deal directly with the Logic Advance team — the people who review your application and stand behind your funding. No being passed down the line to someone who doesn’t know dentistry. If you’ve been bounced between banks and brokers, that ends today.
We understand how practices actually get paid
PPO reimbursements, insurance timing gaps, and fee-for-service cycles don’t fit a bank’s template. We fund around a dental practice’s real cash flow — the patients in your chairs and the revenue on its way.
Decisions in as little as 4 hours
A short application, a fast review, and funding as fast as same day. Simple, seamless, and built around your practice — not a bank’s calendar.
Three simple steps to funding
Step 1: Tell us what you need
A short application that takes minutes — no obligation, no endless paperwork. Just tell us about your business and what you’re planning.
Step 2: Get your decision fast
Our team reviews your application and you can have a decision in as little as 4 hours. You’ll know exactly what you qualify for before you need it.
Step 3: Get funded and get back to business
Funding as fast as same day — then it’s back to caring for patients, with new equipment on order, your team paid, and your schedule full.
Compare dental practice financing options
| Option | How it works |
|---|---|
| Equipment financing | An equipment financing option can suit CBCT scanners, chairs, and digital dentistry systems. |
| Business line of credit | A business line of credit may help smooth PPO reimbursement timing gaps, subject to available credit and account terms. |
| Term funding | A term funding option may fit a defined expansion such as a second location. |
| Merchant cash advance | A merchant cash advance is a different funding structure based on future receivables — it funds your practice’s operations. |
Compare total cost, payment collection, and timing against your reimbursement cycle before deciding. The products available to your practice depend on review.
Build a practical equipment budget
Illustration: $45,000 for two new operatories, $35,000 for a CBCT scanner, and a $20,000 operating reserve total $100,000. If the practice can contribute $25,000 without using essential operating cash, the remaining planning gap is $75,000 before financing fees or other costs. This is a budgeting example, not an offer.
Confirm what can be financed and what must be paid upfront. Keep production reports and PPO fee schedules organized so underwriting can see the revenue behind the request.
Starting requirements and documents
Logic’s published guidelines start at $25,000 in monthly business revenue. MCA and line-of-credit guidelines start at six months in business; equipment and term-funding guidelines start at one year. Credit requirements and additional conditions differ by product. Meeting a minimum does not guarantee approval.
Prepare a signed application and four recent, complete business bank statements.
List current funding or advances, remaining balances, and payment schedules.
Explain the amount requested, its business purpose, and your desired timing.
Have identification, ownership details, and any additional records ready when requested through the approved channel.
Review the current product requirements and our bank statement preparation guide.
Prepare the details behind your request
For equipment requests, keep the vendor quote and any installation estimates available. For an expansion, prepare a buildout schedule and a plan for revenue during construction.
Compare the offer, not just the payment
Request the net amount your business will receive, total payment or remittance obligation, all fees, payment frequency, and expected duration. Review liens, guarantees, early-payment treatment, and any reconciliation provisions. A factor rate on an MCA is not APR.
Use our side-by-side funding offer guide and daily versus weekly payment guide to organize the details before deciding.
Explore other business funding guides
Browse all industry funding guides or compare funding products.
“That is the practice you meant to build, finally running the way you pictured it.”
Keep Every Chair Full When Payments Arrive Late
You deliver the care today, payroll is due Friday, and the insurance payment arrives weeks later. Add a chair that needs replacing or a hygienist you need to hire before the schedule fills, and even a healthy practice can feel squeezed. If a bank said no using a rigid template, or a broker wasted weeks asking for documents one at a time, that search ends here. You found a team that reviews the whole practice: production, collections, patient demand, and the plan you are funding, not just one score.
The application stays simple: about a dozen questions, four recent business bank statements, and the equipment quote or staffing plan behind your request. Published guidelines start at $25,000 in monthly revenue, decisions can come in as little as 4 hours, and funding can arrive as fast as same day. Start with the need that matters most, size the request to it, and let a complete file do the talking for you. Then the pressure lifts: chairs that work, a team that is covered, patients seen on time, and a practice that feels calm and ready again. That is the practice you meant to build, finally running the way you pictured it.
Questions business owners ask
How is dental practice funding different from a bank’s dentist program?
Bank dental programs run on rigid templates and long timelines. Logic Advance funds around your practice’s actual revenue and cash flow, with decisions in as little as 4 hours and funding as fast as same day — and you work directly with our team, not through a broker chain.
Can a new dental practice get working capital?
The published programs require operating history and monthly revenue. A practice that meets the revenue guidelines can apply; discuss your situation with the team when you apply.
What can a dental office use funding for?
Common uses include operatories and digital equipment, office expansion or a second location, hygienist and staff payroll, and patient marketing that attracts higher-value cases.
How fast can a dental practice get funded?
With a complete application, practices can get a decision in as little as 4 hours and funding as fast as same day. Apply directly to Logic Advance — no obligation.
What documents does a dental practice need to apply?
Prepare a signed application and four recent, complete business bank statements. Additional records, identification, and ownership information may be requested.
Do you fund specialty practices like orthodontics or oral surgery?
Specialty practices with steady patient flow and consistent revenue can apply. Discuss your specialty, payer mix, and growth plans with the team.
How does a cash advance work for a dental practice?
A merchant cash advance is structured around future receivables rather than a credit line, with its own cost and collection structure. Compare total cost, payment timing, and flexibility against your reimbursement cycle before deciding.
Take the next step with Logic Advance
Picture your practice with every operatory full, your best equipment on order, and cash flow that never decides which patients you can serve. That’s what working with a direct funding partner feels like. A short application, a decision in as little as 4 hours, and funding as fast as same day — simple and seamless from start to finish. Your search ends here — start your application now or talk with our team. No obligation.
Business-purpose funding. Subject to underwriting, verification, and program availability.
How does commercial real estate financing work for dental practices?
Dental office property financing typically involves longer terms and a deeper review of the property, your practice financials, and operating history. It's a separate structure from equipment or working capital funding. Discuss the specific property with the team before signing anything — the right structure depends on the deal.
What are the benefits of acquiring a dental practice?
An existing patient base, trained staff, and immediate cash flow — versus the slow ramp of a startup. The tradeoff is the purchase price and potential need for equipment upgrades. The review examines the practice's revenue history and your clinical and management experience.
How does Section 179 apply to dental equipment?
Section 179 may let you deduct qualifying equipment purchases — chairs, imaging, sterilization systems — in the year they're placed in service, subject to annual limits. Timing a purchase before year-end can matter. Tax rules change; consult your tax professional for your specific situation.
Can I refinance existing dental practice debt?
Consolidating existing obligations into clearer terms is a common funding purpose. Bring current balances, payment schedules, and statements so the team can evaluate whether a refinance improves your monthly cash flow.
Do you help with dental practice business plans?
The team reviews your plans as part of the funding evaluation and can flag gaps funders typically question — but the plan itself is yours to write. Cover your market, services, equipment needs, staffing, and 12-month cash-flow projections. A solid plan speeds up every funding conversation.
How do I recruit dental associates?
Recruiting hinges on competitive compensation, a clear path to production bonuses, modern equipment, and a practice culture worth joining. Many practices fund signing bonuses and the ramp-up period for a new associate — the hire should pay for itself once their schedule fills.
What are the steps to qualify for dental practice funding?
A signed application, four recent business bank statements, identification, and ownership documents start the process. The published guideline is $25,000 in monthly revenue. Submit everything at once through the secure upload for the fastest decision — as little as 4 hours with a complete application.
Can funding help replace a dental chair or imaging unit before it fails completely?
Yes. Replacing a chair or imaging unit on your schedule costs less than an emergency failure in a full week of patients. Keep the vendor quote and installation estimate ready, and note any downtime the swap will need. With a complete application, a decision can come in as little as 4 hours, so you can plan the change around your calendar.
How can dental practice funding cover payroll when insurance payments are delayed?
Practices pay staff on schedule while insurance payments arrive weeks after treatment. Working capital can bridge that timing gap so payroll, supplies, and rent stay covered without cutting hours. Sharing your production and collections pattern with four recent bank statements helps size the request to the real gap between care delivered and payment received.
Can I use funding to hire a hygienist or front desk staff before a busier schedule starts?
Yes. A new hire costs money before the schedule fills: recruiting, training, and payroll during the ramp-up. Funding can cover that period so you hire ahead of demand instead of turning patients away or stretching your current team thinner. Include the role, the start date, and the schedule you expect the hire to support.
Can funding help my practice through a slow season or a dip in patient volume?
Yes. Patient volume dips happen, from summer schedules to a hygienist vacancy, while rent and core payroll continue. Working capital can cover the essentials through a slower stretch, sized against your revenue across busy and slow months. Bank statements showing the full pattern give a fairer picture than one quiet month alone.
Can I use dental practice funding to add a treatment room or expand into a neighboring space?
Yes. Adding a room or expanding next door needs buildout money plus operating reserves while the new space starts producing. Budget construction, equipment, and staffing together, and plan revenue during the transition. A buildout schedule and vendor quotes with your application help the review see the full project, not just the construction bill.
How does a lower credit history affect a dental practice funding review?
Credit history is one part of the review, not the whole decision. The review also weighs practice revenue, time in business, production, and cash flow, with published guidelines starting at $25,000 in monthly revenue. Be upfront about past challenges, show steady recent collections, and submit a complete application for the clearest possible review.
These pages explain funding considerations and starting guidelines, not a funding offer. Product availability, amounts, costs, security requirements, and timing depend on the specific program and your business.