Working capital
Map payroll, inventory, and operating bills against expected receipts. Determine whether the need is a temporary timing gap or a recurring shortfall.
Estimate your working-capital need →Funding for business owners
Business funding for the way you operate.
Start with your business, the expense you need to cover, and when revenue will arrive. Explore industry-specific funding considerations, then review the products and requirements that fit your request.
Business-purpose funding. Subject to underwriting, verification, and program availability.
Find your industry
Each industry has a different cash cycle. These guides connect common expenses to questions worth asking before you apply.
Restaurant funding
Plan for food inventory, kitchen equipment, staffing, and seasonal cash needs.
Explore options →Construction business funding
Plan for materials and payroll while you wait for customer payments.
Explore options →Auto repair shop financing
Compare funding for lifts, diagnostic tools, parts, and shop capacity.
Explore options →Retail inventory funding
Prepare for supplier deposits, seasonal stock, and the time it takes to sell through.
Explore options →Start with the funding purpose
Equipment
Get an itemized quote and include delivery, setup, training, and the cash you will need before the equipment starts generating revenue.
Review equipment financing →Expansion
Separate one-time opening costs from the operating reserve needed while a new location or additional capacity gets established.
Build an expansion budget →Repeat access
A revolving line may support recurring draw needs. Compare availability, fees, payment timing, and account-review requirements.
Review business lines of credit →Starting requirements and documents
Logic’s published guidelines start at $25,000 in monthly business revenue. MCA and line-of-credit guidelines start at six months in business; equipment and term-loan guidelines start at one year. Credit requirements and additional conditions differ by product. Meeting a minimum does not guarantee approval.
- Prepare a signed application and four recent, complete business bank statements.
- List current loans or advances, remaining balances, and payment schedules.
- Explain the amount requested, its business purpose, and your desired timing.
- Have identification, ownership details, and any additional records ready when requested through the approved channel.
Review the current product requirements and our bank statement preparation guide.
Know what happens after you apply
- Submit your request. Tell Logic about your business, funding purpose, amount, and timing.
- Complete the review. Supply the required documents and respond to any verification requests.
- Review any available offer. Compare costs, payment obligations, and conditions before accepting.
- Complete closing. Funds availability depends on approval, completed agreements, verification, and bank processing.
Submitting an application does not guarantee an offer. If you need help preparing, contact the team.
Questions business owners ask
Do you offer the same funding to every industry?
No. Industry, operating history, revenue, existing obligations, location, and underwriting can affect available products and terms. The industry guides are starting points for a conversation.
Where can I compare the different products?
Visit our financing solutions page for MCA, line-of-credit, equipment financing, and term-loan information.
Can a brand-new business use these guidelines?
The published programs have operating-history and revenue requirements. Review the current requirements before applying; this site does not promise startup funding.
How much funding should I request?
Start with your documented expense and cash-flow gap, including a realistic reserve and any resources already available. The amount you request and any approved amount may differ.
Take the next step with Logic Advance
Have a funding purpose, an amount, and a timeline in mind? Start an application or speak with our team about the next steps for your business.
Business-purpose funding. Subject to underwriting, verification, and program availability.
These pages explain funding considerations and starting guidelines, not a funding offer. Product availability, amounts, costs, security requirements, and timing depend on the specific program and your business.