Business funding for the way you operate.

No. Industry, operating history, revenue, existing obligations, location, and underwriting can affect available products and terms. The industry guides are starting points for a conversation.

Visit our financing solutions page for MCA, line-of-credit, equipment financing, and term-funding information.

The published programs have operating-history and revenue requirements. Review the current requirements before applying; this site does not promise startup funding.

Start with your documented expense and cash-flow gap, including a realistic reserve and any resources already available. The amount you request and any approved amount may differ.

Use the industry list on this page — each entry links to a guide covering that trade's common expenses, documents, and timing questions, from restaurants and construction to salons, pharmacies, and trucking. Start with your guide, then review the product requirements that fit your request before applying.

The guides are starting points for a conversation, not a closed list of who can apply. Industry is one factor underwriting weighs alongside revenue, operating history, and existing obligations. Contact the team, describe how your business earns, and ask which product review fits your situation.

It changes the timing behind the number. Start with your documented expense and cash-flow gap, including a realistic reserve, then check that amount against when your industry's revenue actually arrives — a gap a retailer bridges in a season differs from one a contractor bridges in a billing cycle.

Start with a signed application and four recent, complete business bank statements for every industry. Beyond that, bring the paperwork behind your purpose: an itemized vendor quote for equipment, a supplier quote and delivery schedule for inventory, or contractor bids for a build-out, as your industry guide describes.

Yes. Two businesses in the same trade can differ on revenue, operating history, existing obligations, location, and the amount requested, and underwriting weighs all of it. That is why the industry guides explain considerations and starting guidelines rather than promising a standard offer for a whole industry.

Apply ahead of the season the money is for, while your recent statements show the business preparing for it — stock ordered, crews scheduled, bookings building. Applying early gives underwriting time to review a complete file and gives you an answer before the expense is due, not after the season has started.

Start with the guide for your industry to frame the need — the common expenses, the cash cycle, and the questions worth asking — then use the product pages to compare the structures that could fund it. The guide tells you what to plan for; the product pages carry the amounts, guidelines, and terms your plan has to fit.

Start with the guide for the part of the business the funding is for. A contractor who also runs a retail counter funds a truck from the home services logic and seasonal stock from the retail logic, because the cash cycles differ. Name both sides of the business in your application so the review sees the full revenue picture.

No. The guides explain funding considerations and starting guidelines for an industry; the product pages carry the current requirements for each structure, and final approval depends on underwriting and verification. Meeting a guideline in a guide is a starting point for a conversation, not an offer — the complete file decides.

The same core file every industry starts with: a signed application and four recent, complete business bank statements, a list of current funding with balances and payment schedules, and the amount, purpose, and timing of your request. Then add what your guide names — for equipment, the vendor quote; for inventory, the supplier terms; for expansion, the opening budget.

Yes — the starting guidelines do not change by season: $25,000 in monthly business revenue, six months in business for merchant cash advance and line-of-credit guidelines, one year for equipment and term funding. What changes is timing. This page's advice stands: apply ahead of the season the money is for, while your statements show the business preparing for it.

Follow the product page for requirements and this hub for direction, then ask the team to confirm before you rely on either. Guides explain considerations in plain terms; product pages carry the specific guidelines underwriting applies. Where the two seem to differ, the written offer for your business is the document that controls.

Say it in three plain parts: when money goes out, when it comes back, and what sits in between — stock on a shelf, crews on a job, or materials in production. That short description tells the review more than your industry label does, because the right product and amount are decided by timing, not by trade name.

Say so plainly, and bring the statements that prove it. The starting guidelines do not change by season, but timing does: a business whose peak lands in a different quarter should size and schedule its request around its own calendar, not the industry average printed in a guide.

Use the guide for timing and documents, and the product pages for the guidelines that actually govern your file: $25,000 in monthly business revenue is the published starting point across industries. A smaller business is not disqualified by a guide's examples — the review runs on your revenue, history, and plan.

Read the industry guide first for how your trade's cash moves, then the product page for the specific guidelines underwriting applies. The hub gives direction, the product page gives requirements, and where the two seem to differ, the written offer for your business is the document that controls.

Bring whatever your trade already produces: a signed job pipeline for contractors, seasonal order history for retailers, a purchase order for manufacturers, or a booked schedule for appointment businesses. Upcoming work, documented, turns your cash-cycle description into evidence the review can weigh alongside your four recent bank statements.

Every industry starts with the same file — a signed application and four recent, complete bank statements. Your trade then decides what goes on top: equipment priced with delivery, setup, and training for a purchase; the opening budget for an expansion; expected receipts for seasonal stock. Gather the trade document before you apply, not after you are asked.

Your industry shapes what the money is for and what evidence supports it, and that shapes a sensible request. The shared guidelines on this page start every industry at the same place; the amount that fits is the one your revenue, your statements, and your trade's own costs can carry together.

Describe both, and lead with the one that produces most of your revenue. A shop that repairs and sells, or a contractor who also runs a supply counter, is common. Start from the industry guide closest to your main work, and name the second line of business in your application so the review reads your statements correctly.

Yes, and for many trades the slow season is when the plan should be made — equipment priced, crews hired, inventory ordered before demand returns. Four complete statement months let the review see your full cycle, including the strong months behind you and the season you are funding toward.

Steady deposits across the four statement months, plus the record of upcoming work: signed contracts, booked jobs, or open purchase orders. Project income arrives in larger, less frequent payments, so the documents that show work already won are what turn a lumpy deposit pattern into a readable one.

Use the closest guide as your starting point — the shared guidelines, documents, and review are the same — and describe your trade in your own words when you apply. This hub covers the industries Logic Advance funds most often; a niche trade is reviewed on its revenue and statements, not on whether its name appears on a list.

Start here and follow your industry: each guide is written for one trade, with that trade's costs, documents, and worked budget example. If your business spans two trades, read the guide for the one that drives most of your revenue first, then the product pages for the structure that fits your expense.

Read the guide with a blank year open and mark three things: the months your trade spends ahead of its revenue, the documents the guide names for your trade, and the month before each heavy stretch, which is when the file should be gathered. This page publishes 29 industry guides because those heavy months land in different places for a retailer, a contractor, and a restaurant.

The months where money goes out well before it comes back: seasonal stock ordered months ahead of the selling season, crews paid weeks ahead of a customer's payment, materials bought before an order ships. Your guide describes your trade's version of that gap; the calendar simply gives it dates, so the request is ready before the gap opens instead of during it.

The evidence your trade lives by, on top of the shared file: a signed application and four recent, complete bank statements, starting at $25,000 in monthly business revenue on this page's guidelines. A contractor adds the record of upcoming work, a buyer adds the supplier quote, an expanding owner adds the opening budget, exactly as each industry guide names them.

It spreads the year into planned requests instead of one emergency amount. A heavy month seen in November can be sized calmly from the guide's worked example and your own records; the same month discovered in the week it lands gets sized under pressure. Planned amounts also arrive one at a time, so each is judged against the cash cycle it serves.

Mark them in pencil and review the calendar each quarter. Weather-driven trades, project-driven trades, and holiday-driven trades all shift; the calendar's job is not to predict perfectly but to keep the documents, the guidelines, and the conversation current, so a moved season finds a file that is weeks old instead of a search that starts from zero.

Yes, if it carries both trades' heavy months side by side, marked by which guide each came from. This page already advises owners whose business spans two trades to start with the guide for the trade that drives most of the revenue; the calendar adds the second trade's dates underneath, so neither season arrives unplanned.