Service vans and fleet
Add upfitted vans with bins, racks, and ladders. Every new van is another tech on a job by 8 AM.
Funding for business owners
Electrical contractor financing & working capital for the company that never goes dark.
Your panel upgrade pays when the job closes — but your techs need paychecks on Friday, the supply house wants payment in thirty days, and your van fleet needs fuel today. If the bank didn’t understand job-based revenue and the brokers wasted your time, your search ends here.
Business-purpose funding. Subject to underwriting, verification, and program availability.
What are you funding?
Tools and test equipment
Meters, benders, lifts, and specialty testers. Fund the tools that let your techs finish jobs faster and safer.
Materials and supply-house bills
Wire, panels, breakers, and lighting packages for big commercial jobs. Fund materials so your crew never waits on the counter.
Float commercial installs
Big commercial jobs pay in milestones. Working capital covers materials and payroll between payments so the job never stalls.
Why electrical contractors work directly with Logic Advance
A direct funding partner, not a middleman
You deal directly with the Logic Advance team — the people who review your application and stand behind your funding. No being passed down the line to someone who doesn’t know the trades. If you’ve been bounced between banks and brokers, that ends today.
We understand how electrical contractors actually get paid
Service calls, residential panel upgrades, commercial milestones, and emergency work don’t fit a bank’s template. We fund around your real cash flow — the jobs on your board and the revenue on its way.
Decisions in as little as 4 hours
A short application, a fast review, and funding as fast as same day. Simple, seamless, and built around your company — not a bank’s calendar.
Three simple steps to funding
Step 1: Tell us what you need
A short application that takes minutes — no obligation, no endless paperwork. Just tell us about your business and what you’re planning.
Step 2: Get your decision fast
Our team reviews your application and you can have a decision in as little as 4 hours. You’ll know exactly what you qualify for before you need it.
Step 3: Get funded and get back to business
Funding as fast as same day — then it’s back to the jobs, with new vans on the road, your techs paid, and your panel upgrades on schedule.
Compare electrical contractor financing options
| Option | How it works |
|---|---|
| Equipment financing | An equipment financing option can suit service vans, lifts, and tools. |
| Business line of credit | A business line of credit may help smooth supply-house bills and payroll between job milestones, subject to available credit and account terms. |
| Term funding | A term funding option may fit a defined project such as opening a new branch or staffing a large contract. |
| Merchant cash advance | A merchant cash advance is a different funding structure based on future receivables — it funds your company’s operations. |
Compare total cost, payment collection, and timing against your daily revenue before deciding. The products available to your business depend on review.
Build a practical electrical budget
Illustration: $40,000 for two upfitted service vans, $12,000 for tools and test equipment, $18,000 for materials on a commercial install, and a $15,000 operating reserve total $85,000. If the owner can contribute $15,000 without using essential operating cash, the remaining planning gap is $70,000 before financing fees or other costs. This is a budgeting example, not an offer.
Confirm what can be financed and what must be paid upfront. Keep job-completion and accounts-receivable records organized so underwriting can see the revenue behind the request.
Starting requirements and documents
Logic’s published guidelines start at $25,000 in monthly business revenue. MCA and line-of-credit guidelines start at six months in business; equipment and term-funding guidelines start at one year. Credit requirements and additional conditions differ by product. Meeting a minimum does not guarantee approval.
Prepare a signed application and four recent, complete business bank statements.
List current funding or advances, remaining balances, and payment schedules.
Explain the amount requested, its business purpose, and your desired timing.
Have identification, ownership details, and any additional records ready when requested through the approved channel.
Review the current product requirements and our bank statement preparation guide.
Prepare the details behind your request
For equipment requests, keep the dealer or vendor quote available. For working capital, prepare your current job list and receivables. HVAC contractors face similar fleet, tool, and seasonal decisions — see our HVAC contractor financing guide.
Compare the offer, not just the payment
Request the net amount your business will receive, total payment or remittance obligation, all fees, payment frequency, and expected duration. Review liens, guarantees, early-payment treatment, and any reconciliation provisions. A factor rate on an MCA is not APR.
Use our side-by-side funding offer guide and daily versus weekly payment guide to organize the details before deciding.
Explore other business funding guides
Browse all industry funding guides or compare funding products.
“Picture your company with new vans on the road, your techs paid every Friday, and cash flow that never decides which jobs you can take.”
Questions business owners ask
What is electrical contractor financing?
Electrical contractor financing is business funding designed around how electrical contractors operate — vans, tools, materials, and the payroll to float commercial installs between milestone payments. It can take the form of equipment financing, a business line of credit, term funding, or a merchant cash advance, depending on your project and what you qualify for.
Do electrical contractors offer financing to customers?
This page is about funding your contracting business, not customer financing programs. That said, the working capital many contractors use has a direct benefit: when you can float materials and payroll yourself, you can take on larger commercial jobs without asking customers for big upfront deposits.
Can I get financing for electrical vans and tools?
Service vans, lifts, meters, benders, and test equipment are all commonly funded. Equipment financing is typically secured by the equipment itself, which can make it more accessible than unsecured options.
How does working capital help float a commercial install?
Commercial jobs often pay in milestones — deposit, rough-in, trim-out, final. Working capital covers materials and payroll between those payments so your crew keeps working and the job never stalls waiting on cash.
What documents does an electrical contractor need to apply?
Prepare a signed application and four recent, complete business bank statements. For equipment, add the dealer or vendor quote; for working capital, add your current job list and receivables. Additional records, identification, and ownership information may be requested.
How fast can an electrical contractor get funded?
With a complete application, electrical contractors can get a decision in as little as 4 hours and funding as fast as same day. Apply directly to Logic Advance — no obligation.
How is a direct funder different from a funding marketplace?
Marketplaces send your application to many different companies, and you may never know who is deciding. With Logic Advance you work directly with one team — the people who review your application and stand behind your funding. One conversation, one decision, no being passed around.
Take the next step with Logic Advance
Picture your company with new vans on the road, your techs paid every Friday, and cash flow that never decides which jobs you can take. That’s what working with a direct funding partner feels like. A short application, a decision in as little as 4 hours, and funding as fast as same day — simple and seamless from start to finish. Your search ends here — start your application now or talk with our team. No obligation.
Business-purpose funding. Subject to underwriting, verification, and program availability.
These pages explain funding considerations and starting guidelines, not a funding offer. Product availability, amounts, costs, security requirements, and timing depend on the specific program and your business.